Partnership with Development Organizations

11

Guarantee Fund HDB – TMEDE

  • DESCRIPTION
    Working Capital, with 80% guarantee by the Hellenic Development Bank - HDB, aiming to enhance the liquidity of Small and medium-sized enterprises (SME) operating in the construction and engineering sector, which intent to undertake or have undertaken the execution of a public interest project and/or study.
  • IDEAL FOR

    Small and Medium Enterprises (manufacturers, designers, engineers) that intent to undertake or have undertaken the execution of a project and / or public interest study regardless of its stage of execution.

  • REPAYMENT METHOD
    • Monthly or quarterly installments of capital and interest
  • INTEREST RATE
    Variable

    based on Euribor
    1M/3M
  • OTHER FEATURES
    • HDB & TMEDE provide 80% guarantee for each loan
    • The guarantee fee can be subsidized by the Hellenic Development Bank – HDB according to the limits set by the De minimis regulation
12

Loans guaranteed by European Investment Bank

  • DESCRIPTION
    Financing of Midcaps companies with investment loans and/or working capital with preferential lending conditions under the guarantee of the European Investment Bank
  • IDEAL FOR
    Businesses active indicative in the following sectors:

    • Primary sector
    • Manufacturing
    • Trade
    • Services
    • Tourism
  • REPAYMENT METHOD
    • In monthly, 3-monthly, 6-monthly or annual instalments that pay interest and capital or capital
  • INTEREST RATE
    Variable

    based on Euribor

    + Margin
  • OTHER FEATURES
    • EIB guarantee for 50% of the loan with subsequent financial benefit for the eligible businesses
    • Favourable pricing
    • Exemption from the charge payable pursuant to Law 128/75
13

ESIF ERDF Greece Guarantee Fund (EEGGF)

  • DESCRIPTION
    Piraeus Bank in cooperation with the European Investment Fund participates in the guarantee instrument of the Investment Guarantee Fund (EEGGF) and grants loans to support small and medium-sized enterprises with preferential terms and reduced collateral
  • IDEAL FOR
    Small and Medium Enterprises and Professionals with the aim of enhancing liquidity and the implementation of investment plans
  • REPAYMENT METHOD
    • With equal monthly or quarterly or semi-annual interest-bearing installments(capital and interest)
  • INTEREST RATE
    Variable

    based on Euribor
  • OTHER FEATURES
    • Grace Period up to 2 years
    • Early repayment free of charge
    • Fund guarantee for 80% of the loan
    • Collateral up to 40% of the loan amount
14

ESIF- EAFRD Greece Guarantee Facility

  • DESCRIPTION
    Financing the investment plans of Farmers, SMES that are related to processing / marketing and/or development of Agricultural Products, Collective Farmer associations, with favorable terms and conditions with the ESIF- EAFRD Guarantee Facility.
  • IDEAL FOR
    • Farmers, SMEs processing agricultural products, Collective Farmer Associations
  • REPAYMENT METHOD
    • Monthly,
    • 3-monthly,
    • 6- monthly
    • yearly instalments that pay interest and capital
  • INTEREST RATE
    Variable

    based on Euribor + spread
  • OTHER FEATURES
    • The FoF provides 80% guarantee on each loan.
    • Reduced Collaterals
    • Preferential Pricing
15

Loans in cooperation with European Investment Bank
"ΕΙΒ COVID-19 RESPONSE for SMEs & MIDCAPS"

  • DESCRIPTION
    Financing SMEs and Μidcaps (up to 3.000 employees) in the form of working capital and/or investment loans with favourable terms in cooperation with European Investment Bank
  • IDEAL FOR
    Businesses active in indicative sectors:
      
    • Primary sector
    • Manufacturing
    • Trade
    • Services
    • Tourism
  • REPAYMENT METHOD
    • In 3-monthly, 6-monthly or annual instalments that pay interest and capital or capital
  • INTEREST RATE
    Variable

    based on Euribor

    + Margin
  • OTHER FEATURES
    • Exception from the charge payable pursuant to Law 128/75
    • Favourable pricing for eligible businesses
16

Loans in cooperation with European Investment Bank
"ΕΙΒ Loan for Youth Employment"

  • DESCRIPTION
    Financing SMEs and Μidcaps (up to 3.000 employees) in the form of working capital and/or investment loans with favourable terms in cooperation with European Investment Bank
  • IDEAL FOR
    Businesses active in indicative sectors:
      
    • Primary sector.
    • Manufacturing
    • Trade
    • Services
    • Tourism
  • REPAYMENT METHOD
    • In 3-monthly, 6-monthly or annual instalments that pay interest and capital or capital
  • INTEREST RATE
    Variable

    based on Euribor

    + Margin
  • OTHER FEATURES
    • Exception from the charge payable pursuant to Law 128/75
    • Favourable pricing for eligible businesses
    • Additional favourable pricing for companies that support youth employment (15-29 years)
17

Piraeus Bank Loans - European Investment Bank under Covered Bond Issuance

  • DESCRIPTION
    Financing SMEs and Μidcaps (up to 3.000 employees) in the form of working capital and/or investment loans with favourable terms in cooperation with European Investment Bank and the support of European Fund for Strategic Investment.
  • IDEAL FOR
    Businesses active in the following indicative sectors:
    • Primary sector
    • Manufacturing
    • Trade
    • Services
    • Tourism
  • REPAYMENT METHOD
    • Instalments that pay interest and capital or capital
  • INTEREST RATE
    Preferential Pricing for eligible enterprises
  • OTHER FEATURES
    • Exception from the charge payable pursuant to Law 128/75
18

Extroversion Program

  • DESCRIPTION
    Working Capital in partnership with the Export Credit Insurance Organisation (ECIO) to finance exports.
  • IDEAL FOR
    • Exporting businesses
  • REPAYMENT METHOD
    • Capital: as soon as the invoices for sales abroad have been paid
    • Interest: every 3 months, only for the capital you have used
  • INTEREST RATE
    Fixed rate at 5%
    current value 

  • OTHER FEATURES
    • Free Autopay for OTE, PPC, EYDAP
19

Loans in cooperation with European Investment Bank
"Piraeus Bank Loan for Agriculture & Bioeconomy"

  • DESCRIPTION
    Financing for SMEs and Μidcaps (up to 3.000 employees) active in the agriculture and bioeconomy sectors and for Young Farmers, in the form of working capital and/or investment loans with favourable terms in cooperation with European Investment Bank
  • IDEAL FOR
    Businesses active indicatively in the following agriculture and bioeconomy sectors:

    • Primary sector
    • Manufacturing
    • Wholesale and retail sale of food and beverages
    • Food and beverage activities

  • REPAYMENT METHOD
    • In 3-monthly, 6-monthly or annual instalments that pay interest and capital or capital
  • INTEREST RATE
    Variable

    based on Euribor

    + Margin
  • OTHER FEATURES
    • Exception from the charge payable pursuant to Law 128/75
    • Favourable pricing for eligible businesses
    • Additional pricing benefits for loan to young farmers (up to 41 years old)
20

Loans in cooperation with European Investment Bank and the support of the European Guarantee Fund (EGF)

  • DESCRIPTION
    Piraeus Bank, in cooperation with the European Investment Bank (EIB) and the support of the European Guarantee Fund (EGF), grants loans to support SMEs with preferential terms.
  • IDEAL FOR
    Businesses active in indicative sectors:
      
    • Primary sector
    • Manufacturing
    • Trade
    • Services
    • Tourism
  • REPAYMENT METHOD
    • In monthly, 3-monthly, 6-monthly or annual instalments that pay interest and capital or capital
  • INTEREST RATE
    Variable

    based on Euribor

    or

    BLR
  • OTHER FEATURES
    • The final interest rate will be reduced in relation to the one that would have if financed outside this program
    • plus charge payable pursuant to Law 128/75 (where provided)