IRIS payments service


  IRIS payments service allows you to receive money and make payments instantly, only by using your tax identification number or mobile phone number.

Why should I choose the IRIS payments service?

IRIS payments service simplifies your daily business or personal micropayments, as it ensures:


  • Instant money collection from your customers and business partners in Greece, without IBAN
  • Credit of your business account, simply by notifying your TIN or mobile phone number to your debtors
  • Acquisition of your professional IRIS payments QR for flexible management of your collections
  • Immediate money transfer and availability in your account within a few seconds
  • Instant money transfer settlement of low value payments to third parties
  • Νo time limits (24/7/365) to your collections and payments
  • Compliance with the Law (L.5072/2023, art. 45, 46, 47) regarding your legal obligation to provide instant payments to your customers

How can I register to the service?

You can register to the service for:

  • professional use with your tax identification number TIN only or your tax identification number TIN and your mobile phone number as an identifier, by connecting your business bank account to which you will receive your collections, and / or
  • personal use with your mobile phone number as an identifier, by linking your personal bank account in order to receive payments.

In any case, your registration can be completed via:

  • Piraeus app, by selecting "IRIS Payments – Service Management " from "SERVICES " menu or
  • Piraeus e-banking, by selecting the "PURCHASES & APPLICATIONS" menu and then "IRIS Payments with mobile or TIN – Administration"

Having been registered to the service for professional use, as a sole proprietorship / freelancer professional:

  • you automatically get your own IRIS payments QR, which remains available in the menu “profile / My IRIS payments QR” to share it, whenever you wish, with your customers and receive your collections
  • you have at your disposal in the same menu an informative document addressed to your consumers - customers regarding the acceptance of instant payments through the IRIS payments service, which you can print and post it in a visible place in your business premises.

How can I use the service?

For professional use, you can instantly receive micropayments from your customers within a few seconds via mobile phone. To collect your money even easier, you can present your IRIS payments QR (from your mobile phone, business card, etc.) for scanning and collect your money faster than ever. At the same time, you can instantly manage your debts to your partners.  

In addition, for personal use you can easily pay your expenses (coffee, food, etc.) and other obligations (i.e. rent), or receive payments from your friends and family.


How much money can I daily receive/send?

  • You can receive money, regardless of the number of transactions, up to 500€ for each transaction.
  • You can send money up to 500€ per day, via Piraeus app, regardless of the number of transactions.

Any fees are imposed in accordance with the Bank's current Pricing List.

From / To whom can I receive / send money?

You can receive money from any of your customers or / and send money to your friends, relatives or partners, registered to the service.

The service is available between the participants: Piraeus Bank – National Bank of Greece - Eurobank – Alpha Bank – Optima Bank - Epiros Cooperative Bank -Attica Bank - Viva Payments.