Agrokinisi

With Agrokinisi you have the opportunity to cover the liquidity needs of your agricultural business and purchase small-scale equipment (e.g. purchase of agricultural inputs, feed, tools, etc.).
DESCRIPTION
Working Capital of a more permanent nature
IDEAL FOR
All kinds of agricultural holdings
INTEREST RATE
Variable
based on the Base Rate for Farmers’ Loans (BRF)
DURATION

Up to 5 years
REPAYMENT
Monthly Quarterly
Semi-annually Annually
FINANCING
AMOUNT
From €5.000 to €50.000
DESCRIPTION
Working Capital of a more permanent nature
IDEAL FOR
All kinds of agricultural holdings
INTEREST RATE
Variable
based on the Base Rate for Farmers’ Loans (BRF)
DURATION

Up to 5 years

REPAYMENT
Monthly Quarterly
Semi-annually Annually
FINANCING
AMOUNT
From €5.000 to €50.000

Features

Financing through working capital for covering liquidity needs

Ideal for
Farmers / Agricultural Enterprises (Age: 18-69 years)

Interest rate
Variable for the entire duration of the loan: currently 7.10% (BRF: 7.10%) plus margin

The interest rates are charged with the interest margin and the contribution of L.128 / 75, which currently amounts to 0.60% or 0,12% depending on the main economic farming activity. BRF: Farmers' Base Rate, currently 7.10%, which follows market trends, is announced in the press, and is indicated on the official invoice of the bank.

Duration
Up to 5 years

Grace period
Up to 1, 3 or 6 months respectively, for monthly, quarterly, or semi-annual repayment frequency. During the grace period, only interest will be paid.

Loan Amount
From 5.000€ to 50.000€

Repayment
Monthly, quarterly, semi-annually, annually installments, that pay interest and capital.

Early repayment option
Early partial or full repayment is possible without any charge.

Collateral
All allowed collaterals

Expenses (Loan approval fee, Account statement, Other)
Based on Bank’s official Charges Table