Loan amount
From €1.500 to€40.000, depending on your needs.
Interest Rate
Fixed 9,90%
Interest rates are subject to the Law 128/1975 levy. Today at 0.60%.
Example of overall APR
Loan term
The loan term depends on the loan amount:
For €1.500 to €6.000 – from 6 to 60 months
For €6.001 to €40.000 – from 6 to 96 months
Grace period
Option of grace period up to 12 months with interest only payments.
Loan application assessment fee
Zero
Disbursement
One off
Repayment
In monthly instalments that repay:
- Interest and capital together
- Only interest, for the entire duration of the grace period
In all cases, installments are debited directly to your deposit account through standing orders.
Insurance options
The Payment Protection Plan comes as an option. This form of insurance coverage provides compensation for:
- Layoff or temporary disability due to accident or illness, for full-time, private sector employees with a permanent contract
- Hospital treatment and temporary disability due to accident or illness for freelance professionals, civil servants and part-time private sector employees with permanent contract.
The compensation guarantees that your Personal Loan will continue to be served normally for a specific time period.
Terms and conditions apply.
