Overall APR Example

• the fixed interest rate comes to 16.20% for €10,000, a total term of 72 months, €0 fees and current variable rate at 14.50%, plus the Law 128/1975 levy. Today it stands at 0.6%

• the variable rate comes to 14.7% for €10,000, a total term of 72 months, €90 fees, current variable rate, which is the sum of the Base Consumer Loan Rate (BCR), currently at 11.10%, plus a 1.45% spread, readjusted based on the fluctuations of the Euribor 1M rate. This readjustment may also differ by no more than the nominal value of +0.5 in addition to the fluctuations. Interest rates are also subject to the Law 128/1975 levy. Today it stands at 0.6%