SEPPE Piraeus AB Plus Visa Credit
Overall APR example for Piraeus AB Plus Visa Credit
Interest rate for purchases
15,95% + 0,60%
The overall Annual Percentage Rate (APR) is calculated based on the provisions of Joint Ministerial Decision Z1-699/2010 of the Ministers of Finance, Economy, Competitiveness and Shipping, and Justice, Transparency and Human Rights (Government Gazette 917/23.6.2010, Vol. B) and the following assumptions. The APR comes to 20.15%.
NOMINAL INTEREST RATE: 15,95% + 0,6% Levy (Law 128/1975) adjusted based on the changes of the Euribor 1M rate. In addition to these changes, the interest rate will also be adjusted by +0.5%, plus €15 annual fee, €1500 purchase on 01/01/2014, issue of 1st account on 31/01/2014, 12 instalments.
1st instalment 20/2/2014 €160.69, 2nd instalment 20/3/2014 €143.96, 3rd instalment 20/4/2014 €142.24, 4th instalment 20/5/2014 €140.52, 5th instalment 20/6/2014 €138.79, 6th instalment 20/7/2014 €137.07, 7th instalment 20/8/2014 €135.34, 8th instalment 20/9/2014 €133.62, 9th instalment 20/10/2014 €131.90, 10th instalment 20/11/2014 €130.17, 11th instalment 20/12/2014 €128.45,
12th instalment 20/1/2015 €126.72. Total €1,649.47. Note that the APR and the total repayment amount above are given purely as an example. They arise only if the data mentioned above exist.
Cash advance interest rate
19,15% + 0,60%
The overall Annual Percentage Rate (APR) is calculated based on the provisions of Joint Ministerial Decision Z1-699/2010 of the Ministers of Finance, Economy, Competitiveness and Shipping, and Justice, Transparency and Human Rights (Government Gazette 917/23.6.2010, Vol. B) and the following assumptions. The APR comes to 24.02%.
NOMINAL INTEREST RATE: 19,15% + 0,6% Levy (Law 128/1975) adjusted based on the changes of the Euribor 1M rate. In addition to these changes, the interest rate will also be adjusted by +0.5%, plus €15 annual fee, €1,500 purchase on 01/01/2014, issue of 1st account on 31/01/2014, 12 instalments.
1st instalment 20/2/2014 €164.69, 2nd instalment 20/3/2014 €147.63, 3rd instalment 20/4/2014 €145.57, 4th instalment 20/5/2014 €143.52, 5th instalment 20/6/2014 €141.46, 6th instalment 20/7/2014 €139.40, 7th instalment 20/8/2014 €137.34, 8th instalment 20/9/2014 €135.29, 9th instalment 20/10/2014 €133.23, 10th instalment 20/11/2014 €131.17, 11th instalment 20/12/2014 €129.11,
12th instalment 20/1/2015 €127.06. Total €1,675.47. Note that the APR and the total repayment amount above are given purely as an example. They arise only if the data mentioned above exist.
Balance transfer
9,00% + 0,60%
The overall Annual Percentage Rate (APR) is calculated based on the provisions of Joint Ministerial Decision Z1-699/2010 of the Ministers of Finance, Economy, Competitiveness and Shipping, and Justice, Transparency and Human Rights (Government Gazette 917/23.6.2010, Vol. B) and the following assumptions. The APR comes to 12,14%
NOMINAL INTEREST RATE: 9,00% + 0,6% Levy (Law 128/1975) adjusted based on the changes of the Euribor 1M rate. In addition to these changes, the interest rate will also be adjusted by +0.5%, plus €15 annual fee, €1,500 purchase on 01/01/2014, issue of 1st account on 31/01/2014, 12 instalments.
1st instalment 20/2/2014 €152.00, 2nd instalment 20/3/2014 €136.00, 3rd instalment 20/4/2014 €135.00, 4th instalment 20/5/2014 €134.00, 5th instalment 20/6/2014 €133.00, 6th instalment 20/7/2014 €132.00, 7th instalment 20/8/2014 €131.00, 8th instalment 20/9/2014 €130.00, 9th instalment 20/10/2014 €129.00, 10th instalment 20/11/2014 €128.00, 11th instalment 20/12/2014 €127.00, 12th instalment 20/1/2015 €126.00. Total €1,593.00. Note that the APR and the total repayment amount above are given purely as an example. They arise only if the data mentioned above exist.