APR
Overall APR example for Piraeus Panathinaikos FC Visa Gold
Interest rate for purchases
15,95% + 0,60%The overall Annual Percentage Rate (APR) is calculated based on the provisions of Joint Ministerial Decision Z1-699/2010 of the Ministers of Finance, Economy, Competitiveness and Shipping, and Justice, Transparency and Human Rights (Government Gazette 917/23.6.2010, Vol. B) and the following assumptions. The APR comes to 27.43%.
NOMINAL INTEREST RATE 15,95% + 0,6% Levy (Law 128/1975) adjusted based on the changes of the Euribor 1M rate. In addition to these changes, the interest rate will also be adjusted by +0.5%, plus €60 annual fee, €1500 purchase on 01/01/2013, issue of 1st account on 31/01/2013, 12 instalments.
1st instalment 20/2/2013 € 205,69, 2nd instalment 20/3/2013 € 143,96, 3rd instalment 20/4/2013 € 142,24, 4th instalment 20/5/2013 € 140,52, 5th instalment 20/6/2013 € 138,79, 6th instalment 20/7/2013 € 137,07, 7th instalment 20/8/2013 € 135,34, 8th instalment 20/9/2013 € 133,62, 9th instalment 20/10/2013 € 131,90, 10th instalment 20/11/2013 € 130,17, 11th instalment 20/12/2013 € 128,45, 12th instalment 20/1/2014 € 126,72. Total € 1.694,47. Note that the APR and the total repayment amount above are given purely as an example. They arise only if the data mentioned above exist.
Cash advance interest rate
19,15% + 0,60%The overall Annual Percentage Rate (APR) is calculated based on the provisions of Joint Ministerial Decision Z1-699/2010 of the Ministers of Finance, Economy, Competitiveness and Shipping, and Justice, Transparency and Human Rights (Government Gazette 917/23.6.2010, Vol. B) and the following assumptions. The APR comes to 30.93%.
NOMINAL INTEREST RATE18,65% + 0,6% Levy (Law 128/1975) adjusted based on the changes of the Euribor 1M rate. In addition to these changes, the interest rate will also be adjusted by +0.5%, plus €60 annual fee, €1500 cash advance on 01/01/2013, issue of 1st statement on 31/01/2013, 12 instalments.
1st instalment 20/2/2013 € 209,06, 2nd instalment 20/3/2013 € 147,06, 3rd instalment 20/4/2013 € 145,05, 4th instalment 20/5/2013 € 143,05, 5th instalment 20/6/2013 € 141,04, 6th instalment 20/7/2013 € 139,04, 7th instalment 20/8/2013 € 137,03, 8th instalment 20/9/2013 € 135,03, 9th instalment 20/10/2013 € 133,02, 10th instalment 20/11/2013 € 131,02, 11th instalment 20/12/2013 € 129,01, 12th instalment 20/1/2014 € 127,01. Total € 1.716,41. Note that the APR and the total repayment amount above are given purely as an example. They arise only if the data mentioned above exist.
Balance transfer
9,00% + 0,60%The overall Annual Percentage Rate (APR) is calculated based on the provisions of Joint Ministerial Decision Z1-699/2010 of the Ministers of Finance, Economy, Competitiveness and Shipping, and Justice, Transparency and Human Rights (Government Gazette 917/23.6.2010, Vol. B) and the following assumptions. The APR comes to 18.83%.
NOMINAL INTEREST RATE 9,00% + 0,6% Levy (Law 128/1975) adjusted based on the changes of the Euribor 1M rate. In addition to these changes, the interest rate will also be adjusted by +0.5%, plus €60 annual fee, €1500 purchase on 01/01/2013, issue of 1st account on 31/01/2013, 12 instalments.
1st instalment 20/2/2013 € 197,00, 2nd instalment 20/3/2013 € 136,00, 3rd instalment 20/4/2013 € 135,00, 4th instalment 20/5/2013 € 134,00, 5th instalment 20/6/2013 € 133,00, 6th instalment 20/7/2013 € 132,00, 7th instalment 20/8/2013 € 131,00, 8th instalment 20/9/2013 € 130,00, 9th instalment 20/10/2013 € 129,00, 10th instalment 20/11/2013 € 128,00, 11th instalment 20/12/2013 € 127,00, 12th instalment 20/1/2014 € 126,00. Total € 1.638,00. Note that the APR and the total repayment amount above are given purely as an example. They arise only if the data mentioned above exist.