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Questions & answers

How do I install the Piraeus app?

Download the Piraeus app from App Store (iOS) or Google Play Store (Android) or App Gallery (Huawei) by typing Piraeus app and click Get (iOS) or Install (Android) or Install (Huawei).

I forgot / blocked my Piraeus e-banking password

If you have activated the SMS extraPIN feature and you know your username but don't remember your password, you can reissue your password by starting the process from here.

In any case, password reissuance continues to be provided through the bank's branch network.

Which credit cards are available via Piraeus e-banking?

For the features in detail, please select the credit card you are interested in.

How do I get a Piraeus e-loan?

In 3 simple steps
1. Design your loan

Through the specially designed tool you select:

  • loan amount
  • duration of the loan
  • loan rate
2. Register your application at any time
  • Confirm your basic personal and professional information
  • Attach the necessary supporting documents
  • Complete the registration of the application
3. Loan disbursement
  • Your application is assessed by the bank
  • Once the application is approved, you sign the contract documents with an approved electronic signature (OTC)
  • The money is credited to your account

Find the detailed steps of the e-loan acquisition process here.

Login to your account
Perform transactions instantly and securely with Piraeus e-banking from your computer or mobile phone.
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Digital Onboarding

Overdraft Limit

Ensure instant access to cash with the Personal Banking Current Account Overdraft Limit.

LOAN AMOUNT

€500 - €5.000

LΟΑΝ TENOR

Indefinite

INTEREST RATE

12,60%

TYPE OF INTEREST RATE

Floating

With the Overdraft Limit, you have instant access to cash to cover your personal emergencies. You can use the amount you need either in parts or in full when there is not enough money in your current deposit account.

Benefits

  • Security and immediate access to cash
  • Cash for emergencies & automatic payment of utility bills
  • Direct repayment with every deposit to your account
Product details

Why this overdraft limit?

The Overdraft Limit offers you the following benefits:

Direct access to cash

The overdraft limit gives you instant access to cash through your deposit account.

Duration

The Overdraft limit has an unlimited duration.

Zero expenses

There are no fees for issuing the Overdraft limit.

Easy repayment

Repayment is automatic with deposits, without the payment of a specific installment.
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Ready to take the next step?

A dedicated consultant will be available to support you through all steps of the process.

 

Book an appointment
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Need more information?

Book an appointment

Via e-appointment in Piraeus-app.

Piraeus Phone Banking

Carry out banking transactions via Piraeus Phone Banking.

Troubleshooting

Useful information, articles and guides.

Update your personal data

Find all supporting documents for every transaction and product.
Product details
  • Loan features
  • Eligibility criteria
  • Loan documents
Amount of funding
€500 - €5,000
Interest rate
Floating, 12.60%.
Interest rate notes
1. Monthly discounting

2. To the interest rates is added the contribution of Law 128/75, currently 0,60%
Indicative example of an APR
Example of Total Annual Percentage Rate of Charge

APR: 13.83% for a three-month credit agreement and for full withdrawal of the total amount of credit of €1,500, with repayment of the total debt at the end of the agreement and a variable interest rate of 12.60% plus a levy of Law 128/75 currently 0.60%. The Bank has the right to adjust the interest rate based on changes in the one-month euribor index.
APR notes
The APR is mentioned solely by way of example and arises only on the assumption that the aforementioned data will be available.
How to use the Overdraft Limit

With the Overdraft Limit, you have instant access to an approved amount for your emergency cash needs. You can use it either in parts or in full, when there is not enough money in your current deposit account, to:

  • Cash withdrawals with your Piraeus Visa Debit card
  • Use this card to make purchases in Greece or abroad by using the Visa Credit Card to make purchases with the following credit card
  • Automatic repayment of bills and payments in your bank current account
Cost of examining the request
Zero costs of examining a request.
Easy repayment
The Overdraft Limit is repaid automatically with deposits to your account. You do not have to pay a set instalment by a specific date.
Conditions

It is addressed to customers aged 18-65 years old (at the end of the loan), who have their payroll at the bank and:

  • declare permanent residence in Greece
  • have a sole tax residence in Greece
Necessary documents
Valid identity card or passport
For employees

Proof of income:

  • Last year's tax statement
  • Latest pay slip or official (not handwritten) pay slip from the employer's accounting department (should include details of professional data, date of recruitment, gross and net earnings, insurance deductions, tax)

If you keep your payroll at Piraeus or are a civil servant, a payroll certificate is not required.

For pensioners
  • Last year's statement of account
For freelancers
  • Tax returns for the last 2 years
Additional documents
Where appropriate, additional documents may be requested to assess the request.

You should also be informed about the documents you need to provide us with if you are either not a Piraeus Bank client or if you are a client and the certification documents you have provided us with are missing or may not be valid due to being outdated.

More information

Card offers

Card offers

Find out about the gifts, discounts and privileges of Piraeus Bank cards.
Read more
Smart Payments

Digital Wallets

Make your transactions with your mobile phone or smartwatch.
Read more

We are here for you

We will be happy to inform you thoroughly about our products and services. Visit us in one of our branches or contact us by phone to guide you according to your needs.

Do you need help?