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Questions & answers

How do I install the Piraeus app?

Download the Piraeus app from App Store (iOS) or Google Play Store (Android) or App Gallery (Huawei) by typing Piraeus app and click Get (iOS) or Install (Android) or Install (Huawei).

I forgot / blocked my Piraeus e-banking password

If you have activated the SMS extraPIN feature and you know your username but don't remember your password, you can reissue your password by starting the process from here.

In any case, password reissuance continues to be provided through the bank's branch network.

Which credit cards are available via Piraeus e-banking?

For the features in detail, please select the credit card you are interested in.

How do I get a Piraeus e-loan?

In 3 simple steps
1. Design your loan

Through the specially designed tool you select:

  • loan amount
  • duration of the loan
  • loan rate
2. Register your application at any time
  • Confirm your basic personal and professional information
  • Attach the necessary supporting documents
  • Complete the registration of the application
3. Loan disbursement
  • Your application is assessed by the bank
  • Once the application is approved, you sign the contract documents with an approved electronic signature (OTC)
  • The money is credited to your account

Find the detailed steps of the e-loan acquisition process here.

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Digital Onboarding

Invest EU Microfinance loans for very small enterprises

Financing for the implementation of your investment projects and the enhancement of your business liquidity

LOAN AMOUNT

€1,000 - €50,000

LOAN TENOR

Up to 10 years

INTEREST RATE

Variable

TYPE OF INTEREST RATE

BLR, BMLR, BRF or Euribor

plus spread

Piraeus Bank in cooperation with the European Investment Fund, offers you the financing of the guarantee Fund InvestEU Microfinance to enhance the competitiveness of your very small enterprise, on preferential terms and no additional collaterals.

Benefits

  • Favourable pricing for eligible businesses
  • No additional collaterals
  • EIF Guarantee for 80% of the loan amount
Product details

Why this financial solution?

The Invest EU Microfinance loans for very small enterprises offer you the following benefits:

Early payment option

Pay the amount in advance without charge.

Privileges

Take advantage of Guarantee Fund

Loan insurance

Without additional collateral.

Loan amount

Wide range of funding up to €50,000.

Ready to take the next step?

We are at your disposal to support you in all steps of the process. 

 

Tip: Prepare by looking at the required conditions and documents you will need.

Book an appointment

Need more information?

Book an appointment

Via e-appointment in Piraeus-app.

Piraeus Phone Banking

Carry out banking transactions via Piraeus Phone Banking.

Troubleshooting

Useful information, articles and guides.

Update your personal data

Find all supporting documents for every transaction and product.
Product details
  • Loan features
  • Eligibility criteria
Purpose of funding
  • Funding for Very Small Companies, Professionals and farmers to cover their investment plans or to enhance their liquidity with working capital
  • Investment loan expenditures relate to costs of tangible and intangible assets e.g. purchase of equipment, modernization of facilities, acquisition of software, etc
  • Working capital expenditures can meet the current needs of businesses e.g. purchase of raw materials & goods, salaries, rents, etc
Amount of funding
€1,000 - €50,000 / loan.
More specifically: for Small Businesses & Professionals with a turnover of up to €2.5 million from €5,000, while for Farmers from €1,000.
Duration
  • Investment loan: 1 - 10 years
  • Working capital (term loan):
    • Small Businesses (with turnover up to €2,5 million): 1- 8 years
    • Farmers: 1 - 10 years
  • Revolving credit working capital: 4 years. Upon maturity, possibility of conversion into Term Loans, for additional 6 years, while the guarantee remains in force, with a maximum total term of 10 years.
Grace period
Working capital (term loan): up to 12 months
Investment loan: up to 24 months
Currency
Euro
Interest rate
Variable, based on BLR, PLR, BLF or Euribor plus spread.
Interest rate notes
The interest rates are charged with the interest margin and the contribution of L.128 / 75, which currently amounts to 0.60% or 0,12% depending on the main economic farming activity. The customer's final interest rate is determined on the basis of an assessment of its creditworthiness.
Repayment

For Small Businesses & Professionals with a turnover of up to €2.5 million:

  • Term loans in monthly instalments
  • Revolving Credit Working Capital with monthly interest payments and free capital payments


For Farmers:

  • Term loans in monthly, quarterly, semi-annual or annual installments (capital and interest)
  • Revolving Credit Working Capital with monthly, quarterly, semi-annual or annual interest payments and with free capital payments
Disbursement
Ιn lump sum or partially.
Early repayment option
  • In full or in part, at any time, without any charge.

The capital repaid cannot be refinanced, except for the case of revolving loans.

Loan insurance
Personal guarantees
Expiry of the programme
The programme will expire on 08.01.2027, unless the programme budget is exhausted earlier.
Notes

Final Recipient Transaction benefits from support from the European Union under the InvestEU Fund.

InvestEU-Microfinance

Eligible companies

The following companies are eligible:

  • Very Small Enterprises, i.e. they employ up to 10 employees calculated in annual work units (EMU) and the Turnover of the last closed year or the Assets do not exceed €2 million
  • Companies that are based, operate and will invest within the Greek territory
  • Do not operate on one or more Restricted Sectors, as descripted below
  • They are not involved in Illegal Activities
  • They are not Sanctioned Persons

For the eligibility criteria of the program please click here (available only in Greek).

More information

Card offers

Card offers

Find out about the gifts, discounts and privileges of Piraeus Bank cards.
Read more
Smart Payments

Digital Wallets

Make your transactions with your mobile phone or smartwatch.
Read more

InvestEU SME Competitiveness loans in cooperation with EIF

Cooperation with Development Agencies

InvestEU SME Competitiveness loans in cooperation with EIF

Piraeus Bank in cooperation with the European Investment Fund, offers you the financing of the guarantee Fund InvestEU SME Competitiveness to enhance the competitiveness of your Small Medium Enterprise, on preferential terms and no additional collaterals.
InvestEU Innovation & Digitalisation loans in cooperation with EIF

Cooperation with Development Agencies

InvestEU Innovation & Digitalisation loans in cooperation with EIF

Piraeus Bank in cooperation with the European Investment Fund, offers you the financing of the guarantee Fund InvestEU Innovation & Digitalisation to your Small Medium Enterprise and small Mid-Cap, on preferential terms and reduced collaterals.
InvestEU Sustainability loans in cooperation with EIF

Cooperation with Development Agencies

InvestEU Sustainability loans in cooperation with EIF

Piraeus Bank in cooperation with the European Investment Fund, offers the financing of the guarantee Fund InvestEU Sustainability to Small Medium Enterprises and small Mid-Caps to Small Medium Enterprises and small Mid-Caps aiming to enhance sustainable entrepreneurship, supporting investments related to the green transition through energy production from renewable sources, energy saving investments and energy upgrading of building and mechanical infrastructures.
HDB Guarantee Fund TEPIX ΙΙΙ

HDB Guarantee Fund TEPIX ΙΙΙ

Financial solutions that combine 70% guarantee of capital to SMEs (General Entrepreneurship Subfund) or 80% guarantee of capital to start-ups small and micro-enterprises (Entrepreneurship Subfund for Start-ups) and a two-year interest rate subsidy of up to 3%, under conditions.

We are here for you

We will be happy to inform you thoroughly about our products and services. Visit us in one of our branches or contact us by phone to guide you according to your needs.

Do you need help?