EL
e-banking
ΕΛΛΗΝΙΚΑ
Do you have an emergency?
 If your card has been lost or stolen, or if you have suspicious activity on your account, please follow the link.
e-banking

Energy saving

A sustainable choice
Choose the low-energy view and reduce the consumption of your visit.
Choose the energy mode, a site version without images and videos, that reduces energy use.
Energy saving
Improved focus
Faster page loading
sustainable
Read more about our actions to reduce carbon dioxide. ESG

Questions & answers

How do I install the Piraeus app?

Download the Piraeus app from App Store (iOS) or Google Play Store (Android) or App Gallery (Huawei) by typing Piraeus app and click Get (iOS) or Install (Android) or Install (Huawei).

I forgot / blocked my Piraeus e-banking password

If you have activated the SMS extraPIN feature and you know your username but don't remember your password, you can reissue your password by starting the process from here.

In any case, password reissuance continues to be provided through the bank's branch network.

Which credit cards are available via Piraeus e-banking?

For the features in detail, please select the credit card you are interested in.

How do I get a Piraeus e-loan?

In 3 simple steps
1. Design your loan

Through the specially designed tool you select:

  • loan amount
  • duration of the loan
  • loan rate
2. Register your application at any time
  • Confirm your basic personal and professional information
  • Attach the necessary supporting documents
  • Complete the registration of the application
3. Loan disbursement
  • Your application is assessed by the bank
  • Once the application is approved, you sign the contract documents with an approved electronic signature (OTC)
  • The money is credited to your account

Find the detailed steps of the e-loan acquisition process here.

Login to your account
Perform transactions instantly and securely with Piraeus e-banking from your computer or mobile phone.
Individuals Business
Don’t have e-banking yet? Apply for online banking
New to Piraeus?
Get e-banking codes and manage your finances quickly and easily, wherever you are.
Digital Onboarding

Payroll Overdraft Limit

Ensure instant access to cash with the Overdraft Limit - Payroll Overdraft

LOAN AMOUNT

€500 - €5,000

LΟΑΝ TENOR

Indefinite

INTEREST RATE

13,55%

with semi-annual interest rate, every 30 June & 31 December

TYPE OF INTEREST RATE

Floating

With the Payroll Overdraft Limit you ensure immediate access to an approved amount, automatically increasing the available balance of your payroll account up to a net monthly salary when it is not sufficient to cover your emergency needs.  You can use it in parts or in full when there is insufficient funds in your current deposit account.

Benefits

  • Immediate access to cash
  • Cash for emergencies & automatic payment of bills
  • Direct repayment with every deposit to your account
Product details

Why this overdraft Limit?

The Payroll Overdraft Limit offers you the following benefits:

Instant quote

Learn about your loan without submitting a loan application.

Zero expenses

There are no fees for issuing the Overdraft limit.

Duration

The Overdraft limit has an unlimited duration.

Easy repayment

Repayment is automatic with deposits, without the payment of a specific installment.

Ready to take the next step?

We are at your disposal to support you in all steps of the process. 

 

Tip: Prepare by looking at the required conditions and documents you will need.

Book an appointment

Need more information?

Book an appointment

Via e-appointment in Piraeus-app.

Piraeus Phone Banking

Carry out banking transactions via Piraeus Phone Banking.

Troubleshooting

Useful information, articles and guides.

Update your personal data

Find all supporting documents for every transaction and product.
Product details
  • Loan features
  • Conditions
  • Documents
Amount of funding
€500 - €5,000
Duration
Indefinite
Interest rate
Floating, 13.55%.
Interest rate notes
  • The interest rates are subject to the contribution of Law 128/75 currently 0.60%.
  • With semi-annual interest rates every 30 June & 31 December
Indicative example of an APR
Example of Total Annual Percentage Rate of Charge:

APR: 15.09% for a three-month credit agreement term and for full drawdown of the total credit amount of €1,500, with repayment of the total debt at the end of the agreement and a variable interest rate of 13.55% plus a levy under Law 128/75, currently 0.6%. The Bank has the right to adjust the interest rate based on changes in the one-month euribor index.
APR notes
The APR is mentioned solely by way of example and arises only on the assumption that the aforementioned data will be available.
Disbursement

With the Payroll Overdraft Limit you ensure immediate access to an approved amount for your emergency cash needs. You can use it either in parts or in full, when you run out of money in your current deposit account, to:

  •  Cash withdrawals and purchases with your Piraeus Visa Debit card
  •  Automatic repayment of bills and payments from your account
Cost of examining the request
Zero costs of examining a request.
Repayment
With deposits in your account, with no installment due on a specific date of the month.
Conditions

It is addressed to customers aged 18-65 years old (at the end of the loan), who have their payroll at the bank and:

  • declare permanent residence in Greece
  • have a tax residence in Greece
Necessary documents
Valid identity card or passport
For employees

Proof of income:

  • Last year's tax statement
For pensioners

Proof of income:

  • Last year's tax statement
For freelancers
Tax returns for the last 2 years.
Additional documents
You should also be informed about the documents you need to submit to us in case you are either not a Piraeus Bank customer or you are a customer and the certification documents you have submitted to us are missing or may not be valid due to obsolescence.

More information

Card offers

Card offers

Find out about the gifts, discounts and privileges of Piraeus Bank cards.
Read more
Smart Payments

Digital Wallets

Make your transactions with your mobile phone or smartwatch.
Read more

Exoikonomo 2023

Mortgages

Exoikonomo 2023

Exoikonomo 2023 was designed to support the energy upgrade of your main home and help you save energy and money. Your funding is aiming to reduce energy needs and limit your consumption of conventional fuels.
Green fixed rate mortgage loan

Mortgages

Green fixed rate mortgage loan

Green mortgage loan for the purchase, construction or repair of your home. By making a green choice, you save energy, reduce your operating costs and have a faster return on your investment.
Piraeus Visa Classic

Credit cards

Piraeus Visa Classic

Piraeus Visa Classic is the credit card that makes your everyday life easier and rewards every transaction.
Miles & More Visa

Credit cards

Miles & More Visa

Travel around the world, simply by making purchases with your Miles & More Visa credit card.

We are here for you

We will be happy to inform you thoroughly about our products and services. Visit us in one of our branches or contact us by phone to guide you according to your needs.

Do you need help?