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Questions & answers

How do I install the Piraeus app?

Download the Piraeus app from App Store (iOS) or Google Play Store (Android) or App Gallery (Huawei) by typing Piraeus app and click Get (iOS) or Install (Android) or Install (Huawei).

I forgot / blocked my Piraeus e-banking password

If you have activated the SMS extraPIN feature and you know your username but don't remember your password, you can reissue your password by starting the process from here.

In any case, password reissuance continues to be provided through the bank's branch network.

Which credit cards are available via Piraeus e-banking?

For the features in detail, please select the credit card you are interested in.

How do I get a Piraeus e-loan?

In 3 simple steps
1. Design your loan

Through the specially designed tool you select:

  • loan amount
  • duration of the loan
  • loan rate
2. Register your application at any time
  • Confirm your basic personal and professional information
  • Attach the necessary supporting documents
  • Complete the registration of the application
3. Loan disbursement
  • Your application is assessed by the bank
  • Once the application is approved, you sign the contract documents with an approved electronic signature (OTC)
  • The money is credited to your account

Find the detailed steps of the e-loan acquisition process here.

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Perform transactions instantly and securely with Piraeus e-banking from your computer or mobile phone.
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Digital Onboarding

Consumer Loan for Public-Sector Debts

Pay off your debts to Public sector with a consumer loan with preferential terms.

LOAN AMOUNT

€1,500 - €40,000

LΟΑΝ TENOR

6 - 84

months

INTEREST RATE

9.95%

*(disclaimer/ notes)

TYPE OF INTEREST RATE

Floating

A consumer loan that helps you pay off your dues to the State, such as taxes, fines, extraordinary levies and settlement of properties without planning permission. It offers very low interest rate and special features. 

Benefits

  • Very low interest rate
  • Special features
  • Discount from the State for lump-sum payments
Product details

Why this consumer loan?

The Consumer Loan for Public-Sector Debts offers you the following benefits:

Preferential terms

Low variable interest rate of 9.95% and high financing amount up to €40,000.

Lump-sum repayment discount of the debt 

Pay off your debt to the State and get a discount.

Direct funding

Get the money you need in a simple and quick process. 

Instant quote

Learn about your loan without submitting a loan application.

Ready to take the next step?

We are at your disposal to support you in all steps of the process. 

 

Tip: Prepare by looking at the required conditions and documents you will need.

Book an appointment

Need more information?

Book an appointment

Via e-appointment in Piraeus-app.

Piraeus Phone Banking

Carry out banking transactions via Piraeus Phone Banking.

Troubleshooting

Useful information, articles and guides.

Update your personal data

Find all supporting documents for every transaction and product.
Product details
  • Loan Features
  • Eligibility Criteria
  • Loan Documents
Amount of funding
€1,500 - €40,000
Duration

6 - 84 months, depending on the amount of the loan.
Specifically:
6 to 12 months for amounts up to 3.000€
24 to 60 months for amounts from 3.001€ to 6.000€
24 to 84 months for amounts over 6.000€

Note:
The age of the borrower at the maturity of the loan cannot exceed 70 years.

Interest rate
Floating, 9.95%
Interest rate notes
Interest rates are subject to the Law 128/1975 levy, which currently stands to 0.60%.
Indicative example of an APR
Example of Total Annual Percentage Rate of Charge.
  • The repayment term depends on the loan amount
  • Overall APR Example: 11.08% for €10,000, a total term of 72 months, €150 fees, current variable rate, which is the sum of the Base Consumer Loan Rate (BCR), currently at 11.10%, minus a 1.15% spread, readjusted based on the fluctuations of the Euribor 1M rate. This readjustment may also differ by + 0.5% in addition to the fluctuations. Interest rates are also subject to the Law 128/1975 levy. Today it stands at 0.6%.
APR notes
The APR is mentioned solely by way of example and arises only on the assumption that the aforementioned data will be available.
Disbursement
In one lump sum.
Repayment

In monthly installments that pay off interest and capital.

Information about your loan installment

  • The installments are paid by standing order from your deposit account.
Early repayment option
Full or partial, at any time, without any charge.
Optional insurance cover

The compensation ensures you:

  • Dismissal and temporary incapacity due to accident or illness - for permanent private-law employees
  • Hospitalisation and temporary incapacity due to accident or illness - for self-employed persons, civil servants and temporary private-law employees

With this insurance cover you receive compensation in the following cases:

  • Dismissal and temporary disability due to accident or illness - for full-time, private sector employees with a contract
  • Hospitalization and temporary disability due to accident or illness - for freelancers, civil servants and part-time private sector employees with a contract

The Payment Protection Plan is offered on an optional basis.

Conditions

It is addressed to customers aged 18-70 years old (at the end of the loan), who have their payroll at the bank and:

  • declare permanent residence in Greece
  • have a tax residence in Greece
Necessary documents
Valid identity card or passport
For employees

Proof of income:

  • Last year's statement of account
  • Latest payroll receipt or official pay slip from the company's accounting department (not handwritten), which should include detailed professional data - date of hiring, gross and net earnings, insurance deductions, tax

If you keep your payroll at Piraeus or are a civil servant, you are not required to submit a payroll statement.

For pensioners

Last year's statement of account

For freelancers

Tax returns for the last 2 years

Additional documents
Additional documents may be requested on a case-by-case basis for the evaluation of the application.

Find out about the documents that you need to provide us in case you are either not a Piraeus Bank customer or you are a customer, and the certification documents you have provided us with are missing or may not be valid.

More information

Card offers

Card offers

Find out about the gifts, discounts and privileges of Piraeus Bank cards.
Read more
Smart Payments

Digital Wallets

Make your transactions with your mobile phone or smartwatch.
Read more

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Profile Personal Loan

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Profile Personal Loan

Personal loan tailored to your personal and consumer needs with a fixed or floating interest rate for the duration of the loan. Its features can be customized to suit your needs and profile. If you are in need of financing, then it is ideal for you. It rewards you with a very low and competitive interest rate if you already have a very good credit rating or no other loans are rewarded with very low, competitive interest rates.
Consumer loan for new homeowners expenses

Consumer loan

Consumer loan for new homeowners expenses

A personal loan ideal for customers who obtain a mortgage loan from Piraeus and wish to obtain additional financing to cover the initial installation needs of their new home.
Personal Loan "Kinisi Akinitou"

Personal loans

Personal Loan "Kinisi Akinitou"

Personal loan for homeowners seeking financing to meet their personal or consumer needs. Make the most of your property and secure the financing you want with preferential terms. 
Consumer loan for Knowledge and Skills

Personal loans

Consumer loan for Knowledge and Skills

At whatever stage of your life you are in, take advantage of the preferential terms of the Consumer loan for Knowledge and Skills to cover the cost of your or your children's studies in Greece or abroad. With the Consumer loan for Knowledge and Skills we finance the costs of obtaining a degree or postgraduate qualification, attending, seminars, language learning courses or improving skills. In addition, we provide you with additional cash to cover for any expenses that may arise, such as rent, equipment, etc.

We are here for you

We will be happy to inform you thoroughly about our products and services. Visit us in one of our branches or contact us by phone to guide you according to your needs.

Do you need help?