Profile Personal Loan

6 - 96 months, depending on the amount of the loan.

Specifically:
from 6 to 60 months for amounts up to €6.000
from 6 to 96 months for amounts from €6.001 to €40.000

Fixed. 12.20% - 14.50%
or
Floating, 10.95% - 13.55%

Overall APR Example:

A. (Overall APR): 15,11% for €10,000, a total term of 72 months, €200 fees, current variable rate, which is the sum of the Base Consumer Loan Rate (BCR), currently at 11.10%, plus a spread of 2,45%, readjusted based on the fluctuations of the Euribor 1M rate. This readjustment may also differ by + 0.5% in addition to the fluctuations. Interest rates are also subject to the Law 128/1975 levy. Today it stands at 0.6%.

B. (Overall APR): 16.19% for €10,000, a total term of 72 months, €200 fees and current fixed rate at 14.50%, plus the Law 128/1975 levy. Today it stands at 0.6%.

The APR is mentioned exclusively for example purposes and is derived only under the condition that the aforementioned data will exist.

€200

We collect them when the loan is disbursed from the deposit account you have chosen as your servicing account.

In monthly installments covering:

• Interest and capital
• Interest only, for the duration of the grace period, if there is a grace period

Information about your loan installment:

• The installments are paid automatically from your linked bank account
• Each installment is paid on the same date of each calendar month
• The amount of the installment may change, depending on the fluctuation of the lending rate
• The instalment is based on the amount, duration and interest rate of your loan

The compensation guarantees that:

• Your Profile Personal Loan instalments will continue to be paid as normal for a set period
• Your insurance coverage will apply for the remainder of the plan, if you opt to continue it, even though you have fully or partially repaid the loan

This form of insurance coverage provides compensation for:

• Dismissal or temporary disability due to accident or illness, for full-time, private sector employees with a contract
• Hospital treatment and temporary disability due to accident or illness for freelance professionals, civil servants and part-time private sector employees with a contract

The Payment Protection Plan comes as an option. 

It is addressed to customers aged 18-70 years old (at the end of the loan), who:

• declare permanent residence in Greece
• have a tax residence in Greece

Identity card or valid passport

Proof of income as below:

• Last year's statement of account
• Latest payroll receipt or official pay slip from the company's accounting department (not handwritten), which should include detailed professional data - date of hiring, gross and net earnings, insurance deductions, tax

If you keep your payroll at Piraeus or are a civil servant, you are not required to submit a payroll statement.

Last year's statement of account.

Additional documents may be requested on a case-by-case basis for the evaluation of the application.

Find out about the documents that you need to provide us in case you are either not a Piraeus Bank customer or you are a customer, and the certification documents you have provided us with are missing or may not be valid.