Payroll Account

Free of charge payment of your personal cheques.

Preferential rates for:

• Overdraft limit
• Credit card
• Personal loan, open personal loan
• Mortgage loan

Cash deposits and withdrawals at all channels at your disposal:

• At Piraeus Bank branches
• At ATMs – using your Visa Debit card
  

Funds transfers:

• Within Greece and abroad

Money transfers:

• One-off or via standing order among your accounts or to someone else’s account

Payments:

• One- off or via a standing order: electricity, water, telephony/ internet, TV services, etc
  

Payments of Piraeus Bank credit cards and loans:

• Automatically via standing order
  

Other banking needs:

• Cheque issuance & cashing
• Issuance of cheque book
• Overdraft option

Your account’s statement is available in digital form (e-statement) through Piraeus e-banking.

Additionally, you can be real-time informed about your account’s balance and the most recent transactions, 24/7:

• by phone, through Piraeus phone banking
  
• at any Piraeus Bank ATM using your debit card
  
• via Piraeus e-banking and Piraeus app
  
• via email or SMS (with charge), with Piraeus Alerts

Link your debit or credit card:

Piraeus Visa Debit card, to make

• Physical and online purchases in Greece or abroad, with direct debit to your account, without interest charges and
• Cash withdrawals and banking transactions at ATMs of Piraeus Bank, DIAS ATM and Visa/MasterCard ATM.

Piraeus Visa Credit card

• No annual fee as long as you receive your salary through Piraeus Bank.

You have an overdraft option.

Note:

The amount and the interest rate of overdraft is mentioned in the payroll package.

Through Piraeus e-banking & Piraeus app you can:

• Open / Close your account
• Add online co-beneficiaries
• Stay informed at all times about your account balance and recent transactions.

• If you wish to become a Piraeus Bank customer
  
  With Piraeus Bank's new service, Digital Onboarding for Individuals, you can easily and quickly start your banking relationship from your mobile phone and get an account for your daily needs.
  
  
• If you are already a Piraeus Bank customer
  
  Via Piraeus e-banking and Piraeus app.
  
  
• Alternatively, you can visit any Piraeus Bank branch
  

Read the "Have you introduced yourself" brochure, to find out which identification documents you are required to submit according to the current regulatory framework.

• You may simply alter your debit card’s daily transaction limit at any Piraeus Bank branch or through Piraeus e-banking.
  
• Although it is not obligatory to set an automatic payment of your card to your account, it is highly recommended to do so.
  
• The overdraft amount and rate is relative to your salary.
  
• You get the preferential rate and benefits of the account as long as it is credited with your salary via DIASPAY or electronic payroll system. Otherwise, you get the rates and benefits of Current Account.
• The above features and interest rates are valid for new accounts.

You can get a Piraeus Bank Visa Classic credit card with:

• Free subscription
• Reduced purchase rate by 1% from the current rate

You can get a personal loan with:

• Fixed interest rate for the entire duration of the loan and no application fee or
• Variable interest rate, reduced by 1% from the maximum interest rate of each product and a 50% discount on the cost of processing the request

You can get the balance transfer program by:

• Fixed or variable interest rate and zero handling costs

You can obtain an open personal loan with:

• Variable interest rate, reduced by 1% from the current interest rate scale depending on the amount of the loan
• Zero cost of examining a request

• Free payment of energy, water and telephone/internet bills via standing order, if your salary or pension is credited to Piraeus Bank and you are the main beneficiary of a Piraeus Benefits account
• Free payment of your personal cheques