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Questions & answers

How do I install the Piraeus app?

Download the Piraeus app from App Store (iOS) or Google Play Store (Android) or App Gallery (Huawei) by typing Piraeus app and click Get (iOS) or Install (Android) or Install (Huawei).

I forgot / blocked my Piraeus e-banking password

If you have activated the SMS extraPIN feature and you know your username but don't remember your password, you can reissue your password by starting the process from here.

In any case, password reissuance continues to be provided through the bank's branch network.

Which credit cards are available via Piraeus e-banking?

For the features in detail, please select the credit card you are interested in.

How do I get a Piraeus e-loan?

In 3 simple steps
1. Design your loan

Through the specially designed tool you select:

  • loan amount
  • duration of the loan
  • loan rate
2. Register your application at any time
  • Confirm your basic personal and professional information
  • Attach the necessary supporting documents
  • Complete the registration of the application
3. Loan disbursement
  • Your application is assessed by the bank
  • Once the application is approved, you sign the contract documents with an approved electronic signature (OTC)
  • The money is credited to your account

Find the detailed steps of the e-loan acquisition process here.

Login to your account
Perform transactions instantly and securely with Piraeus e-banking from your computer or mobile phone.
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Get e-banking codes and manage your finances quickly and easily, wherever you are.
Digital Onboarding

Personal Loan with Deposit Collateral

Get funding with deposit collateral to cover your personal and consumer and benefit from preferential terms.

LOAN AMOUNT

€3,000 - 200,000€

LΟΑΝ TENOR

6 - 240

months

INTEREST RATE

Euribor 1M

plus a fix spread

TYPE OF INTEREST RATE

Floating

Personal loan with deposit collateral to cover your personal and consumer needs. It has a low floating interest rate based on Euribor 1M. Ideal for customers with deposits who wish to obtain financing without having to liquidate their savings.

Benefits

  • Ηigh amount of funding
  • No need to liquidate your savings
  • Very low interest rate
Product details

Why this personal loan?

The personal loan with deposit collateral offers you the following benefits:

Preferential pricing

Cover your needs with financing offered at a very low interest rate and reduced costs.

Utilization of deposits

Get the money you need in time with a one-off disbursement and preserve your savings.

Long repayment period

Repayment period of up to 240 months to set the instalment that suits you.

Early repayment option

You can repay all or part of the amount at any time at no cost.

Ready to take the next step?

We are at your disposal to support you in all steps of the process. 

 

Tip: Prepare by looking at the required conditions and documents you will need.

Book an appointment

Need more information?

Book an appointment

Via e-appointment in Piraeus-app.

Piraeus Phone Banking

Carry out banking transactions via Piraeus Phone Banking.

Troubleshooting

Useful information, articles and guides.

Update your personal data

Find all supporting documents for every transaction and product.
Product details
  • Loan Features
  • Eligibility Criteria
  • Loan Documents
Amount of funding
From €3.000 to €200,000
Duration

6 -240 months

Interest rate
Floating, linked to Euribor 1M plus fix spread 1,90 for the entire loan tenor. 
Interest rate notes
To the interest rates is added the contribution of Law 128/75, currently 0.60%. The interest rates on the deposit and the loan have the same base rate, the one-month euribor 1M. The difference between the interest rates on the loan and the deposit is +1.90%.
Indicative example of an APR

Overall APR Example:

(APR): 5.48% for €10,000, a total term of 72 months, €100 fees and variable nominal rate at 5.35%, which is the sum of the Euribor 1M 360 days (2,85% on 31/12/2024) plus 1.90% spread, plus the Law 128/1975 levy, currently at 0.6%.

Disbursement
Οne-off
Cost of examining the request

€100

They are collected when the loan is disbursed from the deposit account you have chosen as your servicing account.

Repayment

In monthly installments that pay off interest and capital.

Information about your loan installment

  • The installments are paid by standing order from your deposit account.
Early repayment option
Full or partial, at any time, without any charge.
Deposit in euro held at Piraeus Bank (105% coverage of the loan amount). 
Optional insurance cover

Ensure smooth repayment of your loan installments and insurance cover that can last after your loan is repaid.

The compensation guarantees that:

  • Your Personal Loan with Deposit or Investment Portfolio as Collateral instalments will continue to be paid as normal for a set period
  • Your insurance coverage will apply for the remainder of the plan, if you opt to continue it, even though you have fully or partially repaid the loan

The Payment Protection Plan provides compensation in the following cases:

  • Dismissal and temporary disability due to accident or illness - for full-time, private sector employees with a contract
  • Hospitalization and temporary disability due to accident or illness - for freelancers, civil servants and part-time private sector employees with a contract

The Payment Protection Plan is offered on an optional basis.

Conditions

It is addressed to customers aged 18-80 years old (at the end of the loan), who:

  • declare permanent residence in Greece
  • have a tax residence in Greece
Necessary documents 

Identity card or valid passport

Proof of income as below:

For employees
  • Last year's statement of account
  • Latest payroll receipt or official pay slip from the company's accounting department (not handwritten), which should include detailed professional data - date of hiring, gross and net earnings, insurance deductions, tax

If you keep your payroll at Piraeus or are a civil servant, you are not required to submit a payroll statement. 

For pensioners

Last year's statement of account. 

For freelancers
Tax returns for the last 2 years.
Additional supporting documents

Additional documents may be requested on a case-by-case basis for the evaluation of the application.

Find out about the documents that you need to provide us in case you are either not a Piraeus Bank customer or you are a customer, and the certification documents you have provided us with are missing or may not be valid.

More information

Card offers

Card offers

Find out about the gifts, discounts and privileges of Piraeus Bank cards.
Read more
Smart Payments

Digital Wallets

Make your transactions with your mobile phone or smartwatch.
Read more

Relevant products

Open Payroll Personal Loan

Open loans

Open Payroll Personal Loan

For those of you who receive your salary or pension through Piraeus Bank, with the Open Personal Payroll Loan you have immediate access to cash with preferential repayment terms. Every month you repay at least the minimum payment and any additional amount you wish. With each payment you make, you can reuse the amount, without time-consuming procedures and costs.
Overdraft Limit

Overdraft

Overdraft Limit

With the overdraft limit, you have immediate access to an approved amount, automatically increasing the available balance in your current account when it is not sufficient to cover your personal and consumer expenses.  You can use all or part of it when you run out of money in your account.
Profile Personal Loan

Personal loans

Profile Personal Loan

Personal loan tailored to your personal and consumer needs with a fixed or floating interest rate for the duration of the loan. Its features can be customized to suit your needs and profile. If you are in need of financing, then it is ideal for you. It rewards you with a very low and competitive interest rate if you already have a very good credit rating or no other loans are rewarded with very low, competitive interest rates.
Consumer Loan for Public-Sector Debts

Personal loans

Consumer Loan for Public-Sector Debts

A consumer loan that helps you pay off your dues to the State, such as taxes, fines, extraordinary levies and settlement of properties without planning permission. It offers very low interest rate and special features.

We are here for you

We will be happy to inform you thoroughly about our products and services. Visit us in one of our branches or contact us by phone to guide you according to your needs.

Do you need help?