ERGO My Home

The basic and optional insurance coverages are combined in 3 insurance packages: ERGO My Home Simple Plus, ERGO My Home Total Plus and ERGO My Home Superior Plus.
Choose the package that suits your needs, preferences and budget. All packages allow you to add earthquake coverage for homes built after 1960.

Annual or semi-annual

Annual or semi-annual

Up to 12 interest-free monthly installments with any Piraeus Bank credit card.

Immediate

Preferential pricing from ERGO if you combine ERGO My Home insurance with another ERGO plan.

To owners and tenants.
ERGO My Home Simple Plus, ERGO Total Plus and ERGO Superior Plus insurance protects the building if you own it and the contents whether you own or rent the permanent and secondary residence.

In the case of damage caused to the building or contents of your home by one of the risks covered, the compensation you receive is calculated based on the amount it costs to rebuild “as new” or to replace items with new ones of the same standards and performance at the time of the loss in the same location.

ERGO Insurance

The société anonyme under the corporate name "Piraeus Financial Holdings SA" (4 Amerikis, P.C. 105 64 Athens, Greece, with G.E.MI. (General Commercial Registry) No. 225501000, VAT No. 094014298 Athens Tax Office for Corporations (KE.FO.D.E. ATTIKHS)), registered as an insurance agent at the Athens Chamber of Tradesmen with special registration number 1031, carries out the activity of distribution of insurance products, in the name and on behalf of the insurance companies with which it maintains cooperation, using the network and the certified employees of Piraeus Bank.

100m² apartment	Simple Plus	Total Plus	Superior Plus
Insured capital for building shell	€100,000	€100,000	€100,000
Content capital insured	€40,000	€40,000	€40,000
Total annual premiums	€66	€107	€151

These premiums have been computed for permanent residence without the coverage of earthquake.

100m² apartment	Simple Plus	Total Plus	Superior Plus
Insured capital for building shell	€100,000	€100,000	€100,000
Content capital insured	€40,000	€40,000	€40,000
Total annual premiums	€105	€193	€198

These premiums have been computed for secondary residence without the coverage of earthquake.

Permanent insurance packages are provided with or without an exemption depended on the clients' preference while when it comes to secondary residence exemptions are mandatory.

For any damage due to earthquake or fire caused by earthquake	2% of the building insured capital and content
For any damage due to short-circuits	€150
For any damage due to theft	€150
For any damage due to theft after burglary /robbery	10% of the indemnity amount that should be paid, with minimum amount limit of: ✓ €300 for permanent residence ✓ €750 for secondary residence
For any damage due to flood-storm-tempest-snow-weight of snow-hail-leaking pipesν	10% of the indemnity amount that should be paid, with minimum amount limit of: ✓ €300 for permanent residence ✓ €500 for secondary residence